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“Tax and/or legal advice not offered by Virtual Financial or its affiliated companies. Please consult with your personal tax professional or legal advisor for further guidance on tax or legal matters. Many people have experienced different levels of success with Virtual Financial. However, individual member experiences may vary. This is not intended to, nor does it, represent that any current member’s individual results are representative of what all participants achieve when following the Virtual Financial system. Virtual Financial is a financial services marketing company that is associated with World Financial Group, Inc. (WFG) a Transamerica company. WFG is a financial services marketing company whose affiliates offer a broad array of financial products and services. Insurance products offered through World Financial Group Insurance Agency, Inc. (WFGIA), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., World Financial Group Insurance Agency of Wyoming, Inc., World Financial Insurance Agency, Inc. and/or WFG Insurance Agency of Puerto Rico, Inc. WFG and WFGIA are affiliated companies. Virtual Financial Headquarters: 826 Orange Ave Coronado CA 92118 Phone 619-663-6607. Virtual.Financial WFG and WFGIA Headquarters: 11315 Johns Creek Parkway, Johns Creek, GA 30097-1517. Phone: 770.453.9300. WorldFinancialGroup.com.